Credit Review

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A credit review is an in-depth analysis credit issuers perform to assess a borrower’s creditworthiness, their financial behavior based on history, and their ability to take on debt. A credit review can also refer to an annual credit review conducted by a credit issuer when the borrower is already a customer.

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Credit review is the method by which one calculates the creditworthiness of an Individual, business or organization. In other words, It is the evaluation of the ability of an Individual or a company to honour its financial obligations. Credit analysis involves a wide variety of financial analysis techniques, including ratio and trend analysis as well as the creation of projections and a detailed analysis of cash flows.

At Mudrahome, We have all round knowledge, functional capability and work experience across businesses, processes and systems of various financial institutions. Work exposure across the entire work spectrum from business sourcing, underwriting, product and policy, insurance distribution, system development, operations, collections management and legal recoveries has given us deep insights on the entire customer life cycle management. We identify, compare & design the most optimal loans offers from all our principle financial partners and presents the best deals with lowest Interest rates to our customer which suits their present and future financial requirements, saving a lot of hassles, time & money & all this at the convenience of their home or office.